Gold and other precious metals prices have risen significantly over the past few years. Now is an excellent time to re-evaluate your insurance for your gold & precious jewelry. For higher value jewelry, it is recommended that you obtain new insurance appraisals every 2-3 years or as changes in market values dictate.

Keep in mind that homeowners policies have limits on the total amount of jewelry coverage provided automatically. Some may be as low as $500-$2,500.00. Check your policy for the specific amount of jewelry coverage provided and then do an inventory of your collection to determine if you may need to purchase a jewelry rider. There are significant advantages to scheduling your jewelry. For example, mysterious disappearance is covered when an item is scheduled. Another advantage is that no deductible applies when an item is scheduled.  Feel free to contact us @ 273-9501 for more information.